Terms and Conditions

Effective Date: September 28, 2026

Welcome to The Hicks Agency website. These Terms and Conditions govern your use of this website and the services and information made available through it.

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree with these terms, please discontinue use of the website.

1. About The Hicks Agency

The Hicks Agency provides insurance-related information and assists customers with obtaining insurance quotes and coverage options.

Information provided through this website is intended for general informational purposes and does not constitute an insurance contract, guarantee of coverage, or professional legal, tax, or financial advice.

2. Insurance Quotes

Any quote requested or provided through this website is an estimate only and is subject to:

  • verification of the information you provide;
  • underwriting requirements;
  • eligibility requirements;
  • carrier approval;
  • applicable policy terms and conditions; and
  • final premium determination by the insurance carrier.

Submitting a quote request does not create an insurance policy or guarantee coverage.

3. No Coverage Is Bound Through This Website

Insurance coverage is not considered active, bound, modified, renewed, or canceled solely because you submit information through this website, email, text message, or online form.

Coverage becomes effective only after confirmation by The Hicks Agency and/or the applicable insurance carrier.

You should not cancel or modify existing insurance coverage until you have received confirmation that replacement or updated coverage is in effect.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when requesting an insurance quote or contacting The Hicks Agency.

Providing inaccurate or incomplete information may affect:

  • insurance eligibility;
  • premium amounts;
  • underwriting decisions;
  • coverage availability; or
  • claim eligibility.

5. Website Information

We make reasonable efforts to keep information on this website accurate and current. However, insurance products, premiums, eligibility requirements, discounts, coverages, and carrier availability may change without notice.

The information on this website should not be considered a substitute for reviewing the actual insurance policy, declarations, endorsements, exclusions, and other policy documents.

If there is a conflict between information on this website and the terms of an insurance policy, the insurance policy documents will control.

6. Third-Party Insurance Carriers

The Hicks Agency may provide insurance products or services offered by third-party insurance carriers.

Each carrier establishes its own:

  • underwriting requirements;
  • rates;
  • policy terms;
  • eligibility standards;
  • discounts; and
  • claims procedures.

The Hicks Agency does not control the underwriting or claims decisions of independent insurance carriers.

7. Communications

By submitting a quote request, contact form, or other inquiry, you authorize The Hicks Agency to contact you regarding your request using the contact information you provide.

Depending on the preferences you provide, communications may occur by:

  • telephone;
  • email; or
  • text message.

Consent to receive communications is not a condition of purchasing insurance unless otherwise stated.

Message and data rates may apply to text messages depending on your mobile carrier and service plan.

8. User Responsibilities

You agree not to use this website to:

  • provide false or misleading information;
  • attempt to gain unauthorized access to the website or its systems;
  • introduce viruses, malware, or harmful code;
  • interfere with website operation;
  • impersonate another person;
  • violate any applicable law or regulation; or
  • use website content for unlawful purposes.

9. Intellectual Property

Unless otherwise stated, website content, including text, graphics, logos, layouts, images, and other materials created for The Hicks Agency, is owned by or licensed to The Hicks Agency.

You may view and print website information for your personal, noncommercial use.

You may not reproduce, distribute, modify, republish, or commercially exploit website content without prior written permission.

Third-party insurance company names, logos, trademarks, and service marks belong to their respective owners.

10. Third-Party Websites

This website may contain links to insurance carriers or other third-party websites.

The Hicks Agency does not control third-party websites and is not responsible for their:

  • content;
  • availability;
  • security;
  • privacy practices; or
  • terms of use.

Accessing third-party websites is at your own discretion.

11. Website Availability

We do not guarantee that the website will always be available, uninterrupted, secure, or error-free.

We may modify, suspend, or discontinue any portion of the website at any time.

12. Limitation of Liability

To the extent permitted by applicable law, The Hicks Agency will not be liable for indirect, incidental, special, consequential, or similar damages arising from your use of, or inability to use, this website.

Nothing in these Terms is intended to limit rights or responsibilities that cannot legally be limited under applicable law.

13. Changes to These Terms

We may revise these Terms and Conditions periodically.

The updated version will be posted on this page with a revised effective date.

Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms and Conditions are governed by applicable federal law and the laws of the State of Georgia, without regard to conflict-of-law principles.

15. Contact Us

If you have questions about these Terms and Conditions, contact:

The Hicks Agency
Kennesaw, Georgia
Phone: (470) 938-7200
Email: brianhicks@geico.com
Website: https://www.thehicksagency.com